CTPL Insurance Rates 2026

Official IC-regulated rates

CTPL rates are semi-regulated by the Insurance Commission — all IC-accredited providers charge the same base rates.

Vehicle Type1 Year3 Years
Motorcycle / Tricycle₱340₱1,020
Car / SUV / Jeep₱650₱1,950
Light / Medium Truck₱700₱2,100
AC / Tourist Cars₱830₱2,490
Taxi / PUJ / Mini Bus / TNVS₱1,190₱3,570
Heavy Trucks / Private Bus₱1,295₱3,885
PUB / Tourist Bus₱1,540₱4,620

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All rates include DST, EVAT, and ISAP-COCAS authentication fees.

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